Larry H. Miller Chevrolet Murray
5500 S State Street
Murray, UT 84107
- Sales: (866) 667-2204
- Service: 866-789-1427
- Parts: 866-789-7965
Bankruptcy FAQ
Bankruptcy FAQs
Q - If I have a bankruptcy can I get approved?
A - Absolutely, unlike other dealers we can get you a loan prior to your 341 meeting. YOU DO NOT NEED TO BE DISCHARGED! Of course, we can still assist you if your bankruptcy has discharged.
Q - Can I get approved if I am in a Chapter 13 bankruptcy?
A - Yes, we can help you work closely with your attorney to obtain authorization from the courts to purchase a vehicle.
Q - Do I have to keep or re-affirm on my vehicle?
A - No, now is the time to start re-establishing your credit. In most cases when you keep your current vehicle, it will no longer report on your credit bureau. This will only delay the process of re-establishment.
Q - Will my interest rate be less if I wait until my bankruptcy discharged?
A - Not necessarily, we offer competitive financing plus rate reduction. This program allows you to reduce your interest rate every 3 months as long as your payments are made on time.
If you have additional questions that we have not addressed, please contact Janalee or a member of her team for more information.
Q - If I have a bankruptcy can I get approved?
A - Absolutely, unlike other dealers we can get you a loan prior to your 341 meeting. YOU DO NOT NEED TO BE DISCHARGED! Of course, we can still assist you if your bankruptcy has discharged.
Q - Can I get approved if I am in a Chapter 13 bankruptcy?
A - Yes, we can help you work closely with your attorney to obtain authorization from the courts to purchase a vehicle.
Q - Do I have to keep or re-affirm on my vehicle?
A - No, now is the time to start re-establishing your credit. In most cases when you keep your current vehicle, it will no longer report on your credit bureau. This will only delay the process of re-establishment.
Q - Will my interest rate be less if I wait until my bankruptcy discharged?
A - Not necessarily, we offer competitive financing plus rate reduction. This program allows you to reduce your interest rate every 3 months as long as your payments are made on time.
If you have additional questions that we have not addressed, please contact Janalee or a member of her team for more information.